Frequently Asked Questions
CIMB Clicks Online Security
Two-Factor Authentication (2FA) - SMS-OTP
 
1. What is the Two-Factor Authentication SMS-OTP and how does it work?
2. What is CIMB Bank’s approach to Two-Factor Authentication using SMS-OTP?
3. Can I use CIMB Clicks if I do not have a mobile phone or when my mobile phone is out of the network coverage?
4. What shall I do if I change my mobile phone number?
5. What shall I do if I change my mobile phone without changing the number?
6. What shall I do if I have problems logging into CIMB Clicks (e.g. unable to receive SMS-OTP, exceed the maximum number of attempts of OTP)?
 
 
1. What is the Two-Factor Authentication SMS-OTP ("SMS-One-Time Password") and how does it work?
 

Two-Factor Authentication SMS-OTP ("SMS-One-Time Password") is a security measure which involves an additional layer of security in verifying an Internet Banking user’s identity. With Two-Factor Authentication SMS-OTP, users will be required to present a unique One-Time Password (OTP) in addition to the CIMB Clicks ID and password when performing login and other important transactions.

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2. What is CIMB Bank’s approach to Two-Factor Authentication using SMS-OTP?
  CIMB Bank is offering two modes of Two-Factor Authentication in obtaining One-Time Password (OTP) to provide the flexibility and convenience for our customers. The first mode is to receive OTP via the SMS (SMS-OTP) via your mobile phone, and the second mode is to retrieve a One-Time Password from a, Security Device or approve the online transaction using Digital Token.

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3. Can I use CIMB Clicks if I do not have a mobile phone or when my mobile phone is out of the network coverage?
  Yes, you will be able to log in to CIMB Clicks with your Security Device or Digital Token.

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4. What shall I do if I change my mobile phone number?
  Please update the bank records immediately - either via CIMB Clicks, or by filling the service request form.

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5. What shall I do if I change my mobile phone without changing the number?
  If your mobile number remains unchanged, you will be able to receive the SMS-OTP on your new mobile phone as usual. If you are using Digital Token, you will need to re-setup the Digital Token on your new mobile phone.

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6. What shall I do if I have problems logging into CIMB Clicks (e.g. lose my Security Device, unable to receive SMS-OTP, exceed the maximum number of attempts of OTP)?
 

Please Contact Us for assistance.

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